Mortgage Loan CheckList
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If you need a Loan officer to help you through the process give us a call and we will have our loan officer contact you.
Use this checklist to make sure you have everything you need before you begin your loan application.
Loan Checklist
- W-2 forms (previous 2 years)
- Pay stubs (2 most recent)
- If self-employed-Two years signed tax returns with all schedules & YTD profit & loss
- Employer name & address ( 2 year history)
- Bank Accounts(s) Statements (recent 2 months)
- Statements for 401(k)s,stocks, other investments (most recent)
- Photo identification (valid Driver’s License or Passport)
- Letter of explanation (signed and dated) of any large deposits other than normal payroll into accounts.
- Letter of explanation (signed and dated) of any inquiries on credit report.
- If selling your current home – Contract for home being sold
- For eligible Active Military and Veterans- DD214 & Certificate of Eligibility
- Divorce Decree and Separation Agreement (if applicable).
- Additional items below for home purchase and refinance requirements.
Home Purchase Checklist
- New home Sales Agreement, specifications, plans, and/or legal description
- Copy of Earnest Money Check
- First time home buyers– Landlord name & address for previous 2 years
Refinance Checklist
- Copy of current deed
- Most recent State property tax bill or receipt
- Mortgage Statement
- Insurance Declaration Page
- Survey (if applicable)
